To borrow with Arch:
You do not need a credit score or history
You must be in an eligible jurisdiction
You must complete a short identity verification process
We are currently able to support loans to individuals in 32 U.S. states and territories: AK, AZ, AR, CO, CT, DC, FL, GA, IN, IA, KS, KY, ME, MD, MA, MO, NE, NH, NJ, NM, NY, NC, MI*, OK, OR, PA, PR, TN, UT, WV, WI, WY and are working to support the remainder.
We also support loans to businesses in most US states and in most countries globally. If you are looking to borrow as a business, click here to see the list of supported states and territories.
If you would like to use Arch but don’t see your state/country supported, please email us at [email protected].
*USDC only