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Am I an eligible borrower?
Am I an eligible borrower?
Updated over a month ago

To borrow with Arch:

  • You do not need a credit score or history

  • You must be in an eligible jurisdiction

  • You must complete a short identity verification process

Arch’s business is legally compliant and regulatory first. We are currently able to support loans to individuals in 31 U.S. states and territories: AK, AZ, AR, CO, CT, DC, FL, GA, IN, IA, KS, KY, ME, MD, MA, MO, NE, NH, NJ, NM, NY, NC, OK, OR, PA, PR, TN, UT, WV, WI, WY and are working to support the remainder.


If you are looking to borrow as a business, click here to see the list of support states and territories.

If you would like to use Arch but don’t see your state/country supported, please email us at [email protected].

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