At Arch, configuring a crypto-backed loan is a simple process, allowing you to customize the loan based on your financial needs and the type of cryptocurrency you hold.
Navigate to app.archlending.com to view our loan configurator.
1. Choose Your Collateral
Start by deciding which cryptocurrency you want to use as collateral for your loan. We currently support:
Bitcoin (BTC)
Ethereum (ETH)
Solana (SOL)
Each cryptocurrency has its own Loan-to-Value (LTV) thresholds and margin call limits, so choose your collateral carefully based on these factors.
If you have an asset that we currently do not support, please reach out to us at [email protected].
2. Select Your Loan Amount
After choosing your collateral, decide how much you’d like to borrow. The maximum amount you can borrow is determined by the LTV limit of your chosen cryptocurrency:
For instance, with Bitcoin valued at $10,000, you can borrow up to $6,000 (60% LTV).
3. Pick a Repayment Model
We offer two repayment models to fit your needs:
Amortized Loan: Repay both the principal and interest over time in equal monthly installments.
Interest-Only Loan: Pay only the interest during the loan’s initial period, with the principal due at the end of the term.
4. Set Your Loan Duration
The duration of your loan is flexible and can be selected based on your borrowing needs. You can view the available loan terms in the web app. Please contact us at [email protected] if you would like to explore longer-term lengths.
5. Select Your State
We require you to select your state of residence to ensure compliance. The loan minimums will display automatically. If you are in an unsupported state, an international client or are a business, please reach out to [email protected].
After clicking continue you will see a review page:
Here, your notification, margin call and partial liquidation thresholds will be reviewable.