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How do I receive my collateral back after my loan has ended?

Updated today

Note: If your loan is coming to an end and you'd prefer to roll it over for another year, reach out to Arch via the chat or at [email protected].


The steps for collateral return at the end of loan is as follows.

1. On your loan dashboard, enter your desired withdrawal wallet and address.

2. Reach out to the Arch team, either via in-app chat or email to [email protected] and let us know what type of wallet you've input (e.g. Ledger, Coinbase, etc).

3. Optional: You can ask the team to send a test transaction first.

In order to receive your collateral back as soon as possible after paying off your loan, avoid making the final payment via ACH, which requires additional processing up to several days. Instead, make the final payment via USDC or a wire. See detailed instructions for making payment in our help center article.

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