# Arch Help Center

> Help center for Arch

## Lending

- [General FAQs](https://help.archlending.com/en/articles/9927230-general-faqs.md)
- [Video walkthrough: Loan Application](https://help.archlending.com/en/articles/8751404-video-walkthrough-loan-application.md): Join the Arch CEO, Dhruv Patel, as he walks through the steps needed to borrow securely against your crypto.
- [Deferred interest loans](https://help.archlending.com/en/articles/15020510-deferred-interest-loans.md): How Arch's deferred interest loans work: no monthly payments, interest accrues over the term and is settled at maturity or rolled into your new loan.
- [Verifying your identity at Arch \(KYC\)](https://help.archlending.com/en/articles/9146651-verifying-your-identity-at-arch-kyc.md): Personal KYC Instructions
- [What is an Interest-Only Loan?](https://help.archlending.com/en/articles/9945065-what-is-an-interest-only-loan.md)
- [How do I configure a loan?](https://help.archlending.com/en/articles/9945110-how-do-i-configure-a-loan.md): Guide on how to configure a crypto-backed loan with Arch
- [Choosing a payout method](https://help.archlending.com/en/articles/9945193-choosing-a-payout-method.md)
- [Am I an eligible borrower?](https://help.archlending.com/en/articles/9945241-am-i-an-eligible-borrower.md)
- [How do I apply a promo code?](https://help.archlending.com/en/articles/11932533-how-do-i-apply-a-promo-code.md): Instructions on how to apply a promo code.
- [What is a loan upsize? When and how can I upsize my loan?](https://help.archlending.com/en/articles/10113249-what-is-a-loan-upsize-when-and-how-can-i-upsize-my-loan.md)
- [How do I rollover a loan to extend the duration?](https://help.archlending.com/en/articles/11972500-how-do-i-rollover-a-loan-to-extend-the-duration.md): How to rollover your loan by extending the term duration on it.
- [How do I access my transaction history and tax information?](https://help.archlending.com/en/articles/14171611-how-do-i-access-my-transaction-history-and-tax-information.md): How to download your transaction history as a CSV or PDF statement from the Arch dashboard for tax reporting and record-keeping.
- [What are the loan terms with Arch?](https://help.archlending.com/en/articles/9945317-what-are-the-loan-terms-with-arch.md)
- [What are the interest rates and APRs for Arch Loans?](https://help.archlending.com/en/articles/13456506-what-are-the-interest-rates-and-aprs-for-arch-loans.md): Overview of Arch’s interest rates, loan size tiers, APR, origination fees, for crypto-backed loans.
- [What are the terms for PAX Gold \(PAXG\)-backed loans?](https://help.archlending.com/en/articles/16791366-what-are-the-terms-for-pax-gold-paxg-backed-loans.md): Rates, LTV thresholds, custody, and repayment terms for borrowing against PAX Gold.
- [What are the terms for Tether Gold \(XAUT\)-backed loans?](https://help.archlending.com/en/articles/16791423-what-are-the-terms-for-tether-gold-xaut-backed-loans.md): Rates, LTV thresholds, custody, and repayment terms for borrowing against Tether Gold.
- [How does Arch store my crypto collateral?](https://help.archlending.com/en/articles/10100202-how-does-arch-store-my-crypto-collateral.md)
- [How do I receive my collateral back?](https://help.archlending.com/en/articles/9945391-how-do-i-receive-my-collateral-back.md): This guide details the steps you should follow when making a collateral withdrawal request.
- [Does Arch re-hypothecate my assets? Why not?](https://help.archlending.com/en/articles/9949138-does-arch-re-hypothecate-my-assets-why-not.md)
- [How do I make interest payments?](https://help.archlending.com/en/articles/9945273-how-do-i-make-interest-payments.md)
- [What happens if I miss a payment?](https://help.archlending.com/en/articles/10359141-what-happens-if-i-miss-a-payment.md): Find out what happens if you don't pay your statement on time.
- [Connecting bank accounts and making payments](https://help.archlending.com/en/articles/10722979-connecting-bank-accounts-and-making-payments.md): This article details how to connect a bank account to your Arch account and make a one-time payment, or configure autopay.
- [Manually linking a bank account using micro-deposits](https://help.archlending.com/en/articles/16910170-manually-linking-a-bank-account-using-micro-deposits.md): Learn how to link a bank account that is not yet supported by Plaid
- [What is a Margin Call?](https://help.archlending.com/en/articles/9926831-what-is-a-margin-call.md)
- [What is a Partial Liquidation?](https://help.archlending.com/en/articles/9926901-what-is-a-partial-liquidation.md)
- [When do I get margin called or partially liquidated?](https://help.archlending.com/en/articles/9948814-when-do-i-get-margin-called-or-partially-liquidated.md)
- [How do I top up collateral?](https://help.archlending.com/en/articles/9948891-how-do-i-top-up-collateral.md)
- [What is the collateral release threshold?](https://help.archlending.com/en/articles/9949066-what-is-the-collateral-release-threshold.md)
- [Can I use my collateral to pay off my loan?](https://help.archlending.com/en/articles/10406918-can-i-use-my-collateral-to-pay-off-my-loan.md)
- [How do I cure a Margin Call?](https://help.archlending.com/en/articles/12746984-how-do-i-cure-a-margin-call.md): Detailed instructions on how to cure a margin call by adding more collateral, paying down the loan, or requesting Arch liquidates some of your loan.
- [Can I take a loan from my business entity?](https://help.archlending.com/en/articles/9931154-can-i-take-a-loan-from-my-business-entity.md)
- [How do I onboard my Trust?](https://help.archlending.com/en/articles/9948846-how-do-i-onboard-my-trust.md)
- [How do I onboard my business entity?](https://help.archlending.com/en/articles/10395401-how-do-i-onboard-my-business-entity.md)

## Perpetual Income

- [Perpetual Income: Product Guide & FAQs](https://help.archlending.com/en/articles/12004299-perpetual-income-product-guide-faqs.md): Everything you need to know about Perpetual Income at Arch

## TaxShield

- [TaxShield: Product Guide & FAQs](https://help.archlending.com/en/articles/12622019-taxshield-product-guide-faqs.md): Everything you need to know about TaxShield at Arch

## Security

- [Protect your account with 2FA](https://help.archlending.com/en/articles/8765383-protect-your-account-with-2fa.md): Enable two factor authentication \(2FA\) on your Arch account for additional security.
- [How does Arch keep my Crypto secure?](https://help.archlending.com/en/articles/9949109-how-does-arch-keep-my-crypto-secure.md)
- [How do I change my account password?](https://help.archlending.com/en/articles/10151892-how-do-i-change-my-account-password.md): Follow the steps below to reset your password

## White Glove Customer Service

- [How to access Arch's white glove customer service](https://help.archlending.com/en/articles/8858484-how-to-access-arch-s-white-glove-customer-service.md): How to use Arch's white glove customer service in a variety of ways

## Referral Rewards

- [How to earn referral rewards at Arch](https://help.archlending.com/en/articles/9288756-how-to-earn-referral-rewards-at-arch.md): How to refer a friend to Arch and earn a referral reward when they take out a loan

## Tax Guide

- [Texas Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9181226-texas-crypto-tax-guide-in-2024.md): Discover the Texas crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [California Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9190238-california-crypto-tax-guide-in-2024.md): Discover the California crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [New York Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9190252-new-york-crypto-tax-guide-in-2024.md): Discover the New York crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Florida Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9190327-florida-crypto-tax-guide-in-2024.md): Discover the Florida crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Illinois Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9190331-illinois-crypto-tax-guide-in-2024.md): Discover the Illinois crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Massachusetts Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9190344-massachusetts-crypto-tax-guide-in-2024.md): Discover the Massachusetts crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Delaware Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247346-delaware-crypto-tax-guide-in-2024.md): Discover the Delaware crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Georgia Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247345-georgia-crypto-tax-guide-in-2024.md): Discover the Georgia crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Maryland Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247324-maryland-crypto-tax-guide-in-2024.md): Discover the Maryland crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Maine Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247326-maine-crypto-tax-guide-in-2024.md): Discover the Maine crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Louisiana Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247327-louisiana-crypto-tax-guide-in-2024.md): Discover the Louisiana crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Kentucky Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247329-kentucky-crypto-tax-guide-in-2024.md): Discover the Kentucky crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Kansas Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247330-kansas-crypto-tax-guide-in-2024.md): Discover the Kansas crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Iowa Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247333-iowa-crypto-tax-guide-in-2024.md): Discover the Iowa crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Indiana Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247339-indiana-crypto-tax-guide-in-2024.md): Discover the Indiana crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Idaho Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247341-idaho-crypto-tax-guide-in-2024.md): Discover the Idaho crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Hawaii Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247343-hawaii-crypto-tax-guide-in-2024.md): Discover the Hawaii crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Connecticut Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247347-connecticut-crypto-tax-guide-in-2024.md): Discover the Connecticut crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Colorado Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247348-colorado-crypto-tax-guide-in-2024.md): Discover the Colorado crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Arkansas Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247349-arkansas-crypto-tax-guide-in-2024.md): Discover the Arkansas crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Arizona Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247350-arizona-crypto-tax-guide-in-2024.md): Discover the Arizona crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Alaska Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247351-alaska-crypto-tax-guide-in-2024.md): Discover the Alaska crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Alabama Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247352-alabama-crypto-tax-guide-in-2024.md): Discover the Alabama crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Wyoming Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247207-wyoming-crypto-tax-guide-in-2024.md): Discover the Wyoming crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Wisconsin Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247209-wisconsin-crypto-tax-guide-in-2024.md): Discover the Wisconsin crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [West Virginia Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247210-west-virginia-crypto-tax-guide-in-2024.md): Discover the West Virginia crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Washington Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247212-washington-crypto-tax-guide-in-2024.md): Discover the Washington crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Virgina Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247213-virgina-crypto-tax-guide-in-2024.md): Discover the Virginia crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Vermont Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247214-vermont-crypto-tax-guide-in-2024.md): Discover the Vermont crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Utah Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247216-utah-crypto-tax-guide-in-2024.md): Discover the Utah crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Tennessee Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247288-tennessee-crypto-tax-guide-in-2024.md): Discover the Tennessee crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [South Dakota Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247290-south-dakota-crypto-tax-guide-in-2024.md): Discover the South Dakota crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [South Carolina Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247292-south-carolina-crypto-tax-guide-in-2024.md): Discover the South Carolina crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Rhode Island Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247295-rhode-island-crypto-tax-guide-in-2024.md): Discover the Rhode Island crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Pennsylvania Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247299-pennsylvania-crypto-tax-guide-in-2024.md): Discover the Pennsylvania crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Oregon Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247302-oregon-crypto-tax-guide-in-2024.md): Discover the Oregon crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Oklahoma Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247303-oklahoma-crypto-tax-guide-in-2024.md): Discover the Oklahoma crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Ohio Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247305-ohio-crypto-tax-guide-in-2024.md): Discover the Ohio crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [North Dakota Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247306-north-dakota-crypto-tax-guide-in-2024.md): Discover the North Dakota crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [North Carolina Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247308-north-carolina-crypto-tax-guide-in-2024.md): Discover the North Carolina crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [New Mexico Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247309-new-mexico-crypto-tax-guide-in-2024.md): Discover the New Mexico crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [New Jersey Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247310-new-jersey-crypto-tax-guide-in-2024.md): Discover the New Jersey crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [New Hampshire Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247313-new-hampshire-crypto-tax-guide-in-2024.md): Discover the New Hampshire crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Nevada Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247314-nevada-crypto-tax-guide-in-2024.md): Discover the Nevada crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Nebraska Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247316-nebraska-crypto-tax-guide-in-2024.md): Discover the Nebraska crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Montana Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247317-montana-crypto-tax-guide-in-2024.md): Discover the Montana crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Missouri Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247318-missouri-crypto-tax-guide-in-2024.md): Discover the Missouri crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Mississippi Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247320-mississippi-crypto-tax-guide-in-2024.md): Discover the Mississippi crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Minnesota Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247322-minnesota-crypto-tax-guide-in-2024.md): Discover the Minnesota crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.
- [Michigan Crypto Tax Guide in 2024](https://help.archlending.com/en/articles/9247323-michigan-crypto-tax-guide-in-2024.md): Discover the Michigan crypto tax guide in 2024. Learn how to handle tax liabilities and crypto taxes.